Markets and Investing

The 10-year U.S. Treasury Bond is clearly the highest profile benchmark for the U.S. bond market. When I wake up each morning, I check all the financial markets, and the “10 year” is high on my follow list. Since the beginning of 2021 the 10-year...

Michael E. Schrage, CEO and Chairman of Centier Bank, is pleased to announce Lauren Staten has been appointed as branch manager of the bank’s Hobart Strack and Van Til in-store branch. Staten came to Centier Bank in 2015, and has worked in various...

Centier Bank has rolled out a free personal savings e-course through its free online Financial Educational series, Centier To You, available on the bank’s website. The e-Course includes worksheets and Top 5 Tips on establishing savings goals...

I still vividly remember the high-energy drawl of Ross Perot, renting prime-time network infomercial time to educate us on the insanity going on in Washington, D.C. With the fervor of a southern preacher, then Independent presidential candidate Perot...

Teachers Credit Union (TCU) watched with the rest of the world as medical professionals worked tirelessly to keep up with the increased work hours and the influx of patients impacted by COVID-19. Their workloads are still packed today as they...

It was the Friday before Martin Luther King Day in the year 2000. I was 29 years old and at the airport with six buddies, waiting for a mid-morning flight, on the way to a guys' ski trip in Jackson Hole, Wyoming. Anyone who has ever been on a guys'...

2021 may be a year for a little creative IRA tax planning. A Traditional IRA is typically funded with contributions that were made pre-tax into a 401(k) or other employer-sponsored retirement plan and then rolled over to an IRA, or made on a “tax...

Provided by Benjamin F. Edwards & Co. and Clifford E. Bryan Among the various New Year’s resolutions people make each year, many set goals to be smarter about their money. To that end, we’ll discuss several ideas here to get you started on...

I love America, mostly I love the idea that is America. I believe the “idea” has drawn people here from all over the planet, and the fruits of the “idea” have drawn even more. The idea, in my mind, is in America there is no permanent social...

Two weeks ago my oldest daughter texted me a link to a blog post she found on Linked In. The thesis of the post was “COVID changed everything forever.” Her text attached to the link was “This makes me sad.” I read the lengthy post, which...