Oak Partners, Inc.

According to industry experts, most people don't have enough life insurance. The American Council of Life Insurers recently reported that average coverage equals $183,780, which is equivalent to approximately 3.5 years in terms of income replacement...

The ownership structure of a condominium unit is different from that of a single family house. Here’s what you need to know when purchasing insurance for your condo.1 1. Understand the master policy Since the ownership of all common areas is shared...

Last week’s column on the fear being stoked online about the coming demise of the U.S. dollar and the reserve “petro-dollar” elicited some strong feedback, some supportive and some critical. I see the topic even creeping into the mainstream...

In the realm of quotable quotes, iconic investor Warren Buffet is in my opinion the crème de la crème. Buffet, now 92 years old, emits the wisdom of free enterprise like Yoda himself, often providing the most candid, crustiest and funny material an...

Marc Ruiz, Times Columnist  At this time every year I am preoccupied with constructing my anticipated investment narrative for the coming year. As an active investor and active advisor, I believe risk management and risk tolerance is malleable and...

What if we held a recession next year and no one came? At this point I feel like the pending 2023 recession has been the most heavily forecasted economic trend in history. All the economists I follow on a regular basis, as well as just about every...

Marc Ruiz: Times Columnist The IRS recently announced some extremely important updates for beneficiaries of inherited IRAs, and parts of the update are very timely as we head into 2023. The SECURE Act passed in 2019 and implemented in 2020 made a...

There are times when relying on a system to function as anticipated is so critical, where the prospect of failure is so outlandish, that the effectiveness of the system must be taken for granted before we would ever choose to engage it. The brakes on...

Revocable living trusts have become an estate planning tool commonly used by Oak Partners clients. Often referred to simply as “living trusts”, this type of planning is best created by working with an experienced lawyer or law firm, and if...

I will not pretend I was always interested or aware of topics of money, as a 51-year-old child of the Region, however, I have some very distinct economic memories from my childhood involving the time period from the late 1970s to the mid 80s. I would...