Marc Ruiz

I have to admit, I think the State of Indiana does a lot right. Not everything, mind you; I think our roads were neglected for too long and now, after the gas tax increases over the past five years, it seems like every road is being repaired, all at...

I took my mask off as I walked out the door of Skyline Chili just outside of Batesville, Indiana, in June 2020. It was a beautiful summer evening, the sun was going down behind the trees, shining its last light on my 2010 Jayco Greyhawk Class C...

I took my mask off as I walked out the door of Skyline Chili just outside of Batesville, Indiana, in June 2020. It was a beautiful summer evening, the sun was going down behind the trees, shining its last light on my 2010 Jayco Greyhawk Class C...

After an excessive level of drama and confusion, interest on student loans and payments on balances are right around the corner. On Sept. 1 balances will begin accruing interest after a nearly four-year hiatus, and payments on student loans are due...

One of the most common planning activities my team works through with clients is advising them as they sell, buy and move homes. Lifestyles change, the cycle of life marches on and housing needs and desires evolve. What can be a daunting process for...

I certainly wish we had the “all clear” signal on the extreme inflation of the past two and half years, and with this week’s lower than expected inflation report there does seem to be some hope along these lines. Unfortunately, however, there...

Today we talk about the topic that just about individual investor would prefer not to have, and as soon as I mention it many of you will skip to the next article on the page. The topic, however, is a vital component of portfolio construction and...

Last week we talked about the importance of completing estate planning, which will at some point require the choice of an executor, when drafting a Last Will and Testament, or successor trustee, when utilizing a Living Trust. As I expressed last...

My 13-year-old son Ethan has Down syndrome. Being the parent of a young person with a disability is both one of the most fulfilling and challenging journeys one can experience. One of the unique things about this experience is the pace of parenting...

I live south of U.S. 30 in the Boone Grove area of Porter County. Every day I cross 30 in the morning on the way to the Valpo Y. I can remember often cruising through the stop light at 30 and Rt. 2 without materially slowing down. Those days are...