Billinero, an app-based savings account that awards cash prizes in monthly and quarterly drawings to select users, has named John Mallett of Merrillville, Ind. as the monthly $1,000 prize winner.

The savings account app is designed to help develop the habit of saving money. With each qualifying deposit, users earn an entry into the monthly drawing, and for every three qualifying deposits they make, they earn an entry into the quarterly drawing.

Mallett said he began using Billinero in hopes he would win the prize drawing, and each month was amazed to watch his savings grow. When he heard the news that his name was drawn, he was overcome with joy.

“Hallelujah!” Mallett said. “I’ve learned through the years that expenses come out of nowhere and you want to be able to have the funds available to you so that you can remedy the situation and move on with your life. When you have the money for urgent dental work, broken appliances, or car repairs, you don’t sweat it as much as you would if you didn’t have the money saved.”

Chris Campbell, Executive Vice President of Billinero, said the savings app was designed to encourage users to become financially well and ease the burden financial stress can cause.

“Lack of financial resources can have negative impacts on one’s overall health and wellbeing,” Campbell explained. “There is a need to help Americans get in the habit of saving and having the funds to be able to breathe when things go wrong and need to be fixed. Billinero is designed to reward users each time they pay themselves, and so far, we see it’s working for people like John!”

Billinero’s next $1,000 monthly drawing is taking place Nov. 30, 2022. Users can download the app from the App and Google Play Stores to sign up and start earning chances to win. For more information about Billinero, go to